Insurance Risk

Overview Join to apply for the Risk specialist - Insurance role at Alan 1 day ago Be among the first 25 applicants Get AI-powered advice on this job and more exclusive features. You. Better. With Alan. Alan's vision is to make prevention the new norm of care for all. Our mission is to help people live in good health to 100 while helping employers feel proud, turning health benefits from a cost centre into their most valuable investment. We\'re building a vertically integrated health partner that seamlessly unites insurance and smart healthcare delivery into one system. By connecting all aspects of care - private, public, and direct to consumer - we create the most member-centric healthcare experience. Through deep engagement, we empower everyone to overcome day-to-day health obstacles and live healthier lives. We partner with 35K+ companies of all sizes, serving more than 730K+ members, and have reached €540M+ in ARR. Our team of 650+ people (still growing) operates across France, Spain, Belgium, and Canada. How we do it? About People joining Alan are always surprised and delighted by our innovative working method. We have a set of cultural values that guide our approach to work, such as: What drives us — We\'re obsessed with helping our members live healthier Insurance Team Being part of Alan\'s insurance community is a great opportunity to have a significant impact on people\'s health and wellbeing in our multiple countries of operation. We are at the heart of Alan\'s mission, bringing to the team our technical leadership and expertise on healthcare and death & disability insurance. We work with data scientists, designers, engineers and product managers to build differentiating products and provide a delightful experience at a fair price. We build and manage offers for large companies and civil servants with our sales and account management teams. We monitor the portfolio and manage risks, and we maintain a trusting relationship with our insurance regulators. Your role As Alan’s Risk Expert, you will be in charge of providing Alan with automated and scalable risk assessment tools: Risk modeling You will be responsible for strengthening and automating the building of our Solvency 2 balance sheet and capital requirements projections, covering health, death and disability business lines You will model new risks when they arise (new insurance products, branches, international, investment, etc.) You will challenge our risk appetite, propose new relevant risk metrics and build tools to monitor them You will support board meetings preparation and communication with investors regarding capital evolution and market risks Regulatory You will scale and automate the production of our regulatory quantitative reporting and contribute to our narrative (SFCR, RSR) and ORSA reports You will support our discussions with supervisors You will assist the assessment of international opportunities and help prepare the opening of new countries Capital management You will make proposals to improve our capital management in the 4 countries Alan is present You will manage our reinsurance strategy, to find an optimum between solvency and profitability, negotiating with reinsurance partners, and analyze reinsurance reporting Team Growth You will create processes and resources to strengthen the team\'s ability to understand our risk and capital constraints You will support the identification and hiring of new talents for the Insurance and Risk teams What we\'re looking for You would thrive in this role if you: Have solid expertise of the Solvency 2 regulatory framework, especially for S2 accounting, with knowledge of Health, Life and Market risks as a bonus Are fluent in English and have written fluency in French for regulatory interactions Possess excellent problem-solving and analytical skills, including data analysis capabilities Can automate processes and build new tools, with programming skills being a plus Bring rigor and reliability to reporting production while working independently in a fast-paced environment Have strong communication skills for effective interaction with internal and external stakeholders Are confident learning new tools, technologies, and methodologies with creative problem-solving approaches Perks & Benefits At Alan, we believe that being in good health is a basic need, and it starts with our employees. This is why Alaners are provided with a stimulating environment and perks ensuring they are happy, efficient and spend only high-quality time with co-workers. Fair rewards. Generous equity packages complement your base salary. Flexible Office. Office space at HQ, sponsored co-working hubs or a full-remote experience with home office equipment sponsorship. All the tools you need. Macbook Pro, monitor, and other equipment. Flexible vacation policy and working hours. Organize your time as you wish. Delightful healthcare insurance. Comprehensive coverage for you and your family depending on country. Transport. Country-specific commuter benefits. Learning & Training opportunities. Flexible training policy with books and budget for conferences. Personal growth through coaching. Coaching from day one to develop impact and alignment with Alan\'s values. Parental leave. Extended leave for new parents. Important note: We hire people, not roles. If you\'re excited about this opportunity but don\'t check every box, we\'d love to hear from you. Everyone should feel free to apply. If you identify as a woman, remember that applying when you meet 100% of the criteria is not necessary. This is a guide, not a checklist. We\'ll be thrilled to receive your application Check out our About Alan and Career pages, as well as our Medium, blog and Glassdoor page for more info. #J-18808-Ljbffr